Superannuation Calculator for Adelaide — 2025
The Adelaide property and finance market in 2025 reflects Greater Adelaide conditions. With a median house price of approximately $650,000 and median weekly rents around $540, understanding your mortgage repayments, tax obligations and investment returns is essential for Adelaide residents making financial decisions.
Adelaide Property Market Overview
The Adelaide residential property market has a median house price of approximately $650,000 as of 2025. Units and apartments in Adelaide typically trade at 20–35% below house prices, offering a more accessible entry point for first home buyers. Rental vacancy rates in Adelaide have been tight, keeping rents elevated at approximately $540/week for houses.
Mortgage Considerations for Adelaide Buyers
At the Adelaide median house price of $650,000, a typical first home buyer with a 20% deposit would be borrowing approximately $520,000. At current SA variable rates (6.0–6.5% variable (2025)), monthly repayments on this amount over 30 years would be approximately $3,201. Adelaide-area lenders offer similar rates to national averages — a mortgage broker can compare options.
SA Stamp Duty for Adelaide Buyers
SA has no FHB stamp duty exemption for established homes. First Home Owner Grant of $15,000 for new homes. For a property at the Adelaide median price of $650,000, use our stamp duty calculator above to determine your exact duty obligation.
Renting in Adelaide
The Adelaide rental market averages approximately $540/week for houses and $442/week for units. Yield-conscious investors should note that rental yields in Adelaide typically range from 3.0–4.5%.