Stamp Duty Across All Australian States — 2025 Comparison
Stamp duty (also called transfer duty or land transfer duty) is a state and territory government tax charged on property transactions. Australia has eight separate stamp duty systems — each with its own rates, thresholds and concessions. Understanding your state's rules is critical before signing any property contract.
| Property Value | VIC | NSW | QLD | WA | SA |
|---|---|---|---|---|---|
| $400,000 | $14,870 | $13,490 | $11,975 | $13,507 | $14,330 |
| $600,000 | $31,070 | $22,490 | $19,275 | $19,665 | $24,330 |
| $750,000 | $41,250 | $29,240 | $24,525 | $28,453 | $31,080 |
| $1,000,000 | $55,000 | $40,490 | $38,025 | $40,843 | $44,330 |
| $1,500,000 | $82,500 | $67,965 | $66,750 | $66,618 | $71,830 |
First Home Buyer Concessions by State (2025)
- Victoria: Zero stamp duty for FHBs on properties up to $600,000; reduced duty on $600K–$750K
- New South Wales: Zero stamp duty for FHBs on properties up to $800,000; reduced duty on $800K–$1M
- Queensland: Up to $8,750 stamp duty rebate for FHBs on homes under $550,000
- Tasmania: 50% duty concession for FHBs on homes under $600,000
- ACT: Zero duty for eligible FHBs on properties up to $500,000 (income-tested)
- NT: No specific FHB stamp duty exemption, but $10,000 First Home Owner Grant for new homes
- WA and SA: No FHB stamp duty exemptions, but First Home Owner Grants available
Additional Purchase Costs to Budget For
- Conveyancing fees: $1,500–$3,000 depending on state and complexity
- Building and pest inspection: $500–$1,000
- Mortgage registration fee: $100–$200
- Lenders Mortgage Insurance (if deposit below 20%): $5,000–$40,000+
- Moving costs: $500–$5,000+ depending on distance
⚠️ Stamp duty rates and thresholds change. Always verify current figures with your state's revenue office or a licensed conveyancer before exchange of contracts.