Superannuation Calculator for Canberra — 2025
The Canberra property and finance market in 2025 reflects Australian Capital Territory conditions. With a median house price of approximately $900,000 and median weekly rents around $620, understanding your mortgage repayments, tax obligations and investment returns is essential for Canberra residents making financial decisions.
Canberra Property Market Overview
The Canberra residential property market has a median house price of approximately $900,000 as of 2025. Units and apartments in Canberra typically trade at 20–35% below house prices, offering a more accessible entry point for first home buyers. Rental vacancy rates in Canberra have been tight, keeping rents elevated at approximately $620/week for houses.
Mortgage Considerations for Canberra Buyers
At the Canberra median house price of $900,000, a typical first home buyer with a 20% deposit would be borrowing approximately $720,000. At current ACT variable rates (6.0–6.5% variable (2025)), monthly repayments on this amount over 30 years would be approximately $4,433. Canberra-area lenders offer similar rates to national averages — a mortgage broker can compare options.
ACT Stamp Duty for Canberra Buyers
ACT has a reformed duty system. FHBs may pay zero duty on properties up to $500K (income-tested). For a property at the Canberra median price of $900,000, use our stamp duty calculator above to determine your exact duty obligation.
Renting in Canberra
The Canberra rental market averages approximately $620/week for houses and $508/week for units. Yield-conscious investors should note that rental yields in Canberra typically range from 3.0–4.5%.