Superannuation Calculator for Wollongong — 2025
The Wollongong property and finance market in 2025 reflects Illawarra NSW conditions. With a median house price of approximately $850,000 and median weekly rents around $550, understanding your mortgage repayments, tax obligations and investment returns is essential for Wollongong residents making financial decisions.
Wollongong Property Market Overview
The Wollongong residential property market has a median house price of approximately $850,000 as of 2025. Units and apartments in Wollongong typically trade at 20–35% below house prices, offering a more accessible entry point for first home buyers. Rental vacancy rates in Wollongong have been tight, keeping rents elevated at approximately $550/week for houses.
Mortgage Considerations for Wollongong Buyers
At the Wollongong median house price of $850,000, a typical first home buyer with a 20% deposit would be borrowing approximately $680,000. At current NSW variable rates (6.0–6.5% variable (2025)), monthly repayments on this amount over 30 years would be approximately $4,186. Wollongong-area lenders offer similar rates to national averages — a mortgage broker can compare options.
NSW Stamp Duty for Wollongong Buyers
FHBs pay zero duty on homes to $800K; concession to $1M. For a property at the Wollongong median price of $850,000, use our stamp duty calculator above to determine your exact duty obligation.
Renting in Wollongong
The Wollongong rental market averages approximately $550/week for houses and $451/week for units. Yield-conscious investors should note that rental yields in Wollongong typically range from 3.0–4.5%.