🇦🇺 Capital Gains Tax Calculator Australia

Calculate your CGT liability for the 2025-26 financial year. Includes 50% CGT discount, ATO tax brackets, and cost base adjustments.

CGT Calculator

Include acquisition costs (brokerage, stamp duty, legal fees)
Net of selling costs (agent fees, legal fees)
Improvements, legal fees, etc.
From current year or prior years
Used to determine your marginal tax rate (including Medicare Levy)

Your CGT Summary

Total Capital Gain$0.00
Less: Capital Losses$0.00
Net Capital Gain$0.00
CGT Discount (50%)-$0.00
Discounted Capital Gain$0.00
Marginal Tax Rate0%
Medicare Levy (2%)$0.00

Estimated CGT Payable

$0.00

Includes Medicare Levy — amount added to your assessable income

How Capital Gains Tax Works in Australia

When you sell an asset for more than you paid for it, you make a capital gain. This gain is added to your assessable income and taxed at your marginal rate.

  • 50% CGT Discount: Available for assets held 12+ months (individuals only)
  • Cost Base: Purchase price + acquisition costs + capital improvements
  • Net Capital Gain: Total gains minus total capital losses
  • Medicare Levy: 2% applies to taxable income including net capital gains

2025-26 ATO Tax Rates (Residents)

  • $0 – $18,200: Tax-free
  • $18,201 – $45,000: 16c for each $1 over $18,200
  • $45,001 – $135,000: $4,288 + 30c for each $1 over $45,000
  • $135,001 – $190,000: $31,288 + 37c for each $1 over $135,000
  • $190,001+: $51,638 + 45c for each $1 over $190,000

Plus 2% Medicare Levy on taxable income above $24,276. Rates exclude the 2024 Stage 3 tax cut adjustments.

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